Data · Updated October 2026
Home Repair Cost Statistics 2026
Typical US prices for 306 home repairs across roofing, plumbing, heating and cooling, electrical and basements, with the most and least expensive repairs, lifespans, regional differences and what insurance usually covers.
Typical repair cost by category
Midpoint of each repair's typical range, summarized by trade.
| Category | Repairs | Median cost | Lowest | Highest |
|---|---|---|---|---|
| Basement & foundation | 50 | $1,950 | $80 | $20,000 |
| Plumbing | 88 | $560 | $40 | $16,000 |
| Roofing | 57 | $550 | $180 | $5,150 |
| Heating & AC | 68 | $390 | $140 | $11,000 |
| Electrical | 46 | $180 | $40 | $22,500 |
15 most expensive home repairs
| Repair | Category | Typical cost |
|---|---|---|
| Rewire a larger house | Electrical | $15,000–$30,000 |
| Major foundation repair | Basement & foundation | $10,000–$30,000 |
| Larger trenchless replacements | Plumbing | $12,000–$20,000 |
| Repipe with copper | Plumbing | $8,000–$20,000 |
| Encapsulation, drainage and dehumidifier package | Basement & foundation | $8,000–$15,000 |
| Dual-fuel system (heat pump + furnace) | Heating & AC | $7,000–$15,000 |
| Full crawl space encapsulation | Basement & foundation | $5,000–$15,000 |
| Propane furnace, installed | Heating & AC | $3,700–$14,200 |
| Central AC replacement, 5 tons | Heating & AC | $5,600–$10,500 |
| Damaged sewer line | Plumbing | $3,500–$12,000 |
| Typical whole-basement project | Basement & foundation | $3,000–$10,000 |
| Typical basement waterproofing project | Basement & foundation | $3,000–$10,000 |
| Seepage where the floor meets the wall | Basement & foundation | $3,000–$10,000 |
| 200-amp upgrade with meter base and service cable | Electrical | $3,500–$5,000 |
| Replace with a gas tankless heater | Plumbing | $3,000–$5,500 |
15 least expensive pro repairs
Small jobs where the cost is mostly the visit and labor.
| Repair | Category | Typical cost |
|---|---|---|
| Clear a window well drain | Basement & foundation | $50–$100 |
| Repair the fan switch | Electrical | $70–$150 |
| Replace a standard outlet | Electrical | $80–$150 |
| Replace a 3-way or 4-way switch | Electrical | $75–$175 |
| Furnace tune-up | Heating & AC | $70–$200 |
| Technician: clean flame sensor | Heating & AC | $75–$200 |
| Furnace or gas appliance inspection | Electrical | $80–$200 |
| Replace a dimmer or light switch | Electrical | $80–$200 |
| Replace toilet shutoff valve | Plumbing | $100–$200 |
| Electrician to replace a hardwired alarm | Electrical | $100–$250 |
| Replace a P-trap | Plumbing | $100–$250 |
| Yearly descaling service | Plumbing | $100–$250 |
| Minor tankless repair | Plumbing | $50–$300 |
| Reset toilet with new wax ring | Plumbing | $100–$250 |
| Professional gutter cleaning | Roofing | $120–$230 |
How long home systems last
| System | Typical lifespan |
|---|---|
| Tank water heater | 8–12 years |
| Tankless water heater | 15–20 years |
| Gas furnace | 15–20 years |
| Central air conditioner | 12–17 years |
| Heat pump | 10–15 years |
| Asphalt shingle roof | 20–30 years |
| Metal roof | 40–70 years |
| Sump pump | 7–10 years |
| Well pump | 8–15 years |
| Garbage disposal | 8–15 years |
| Electrical panel | 25–40 years |
Deciding whether to fix an old system? Try the repair or replace calculator.
Regional price differences
Adjustments FixHomeCost applies to national ranges. Big cities can run higher than their region.
| Region | vs. US national |
|---|---|
| West Coast | +20% |
| Northeast | +18% |
| Mountain West | +2% |
| Midwest | −7% |
| South | −10% |
What homeowners insurance usually covers
| Situation | Coverage | Notes |
|---|---|---|
| Burst pipe (sudden) | Usually covered | Damage from the water; not always the pipe itself |
| Slow leak over time | Usually not covered | Treated as maintenance or wear |
| Wind or hail roof damage | Usually covered | Subject to deductible; age limits in some policies |
| Worn-out roof | Not covered | Maintenance issue |
| Surface flooding | Not covered | Needs separate flood insurance |
| Sewer or drain backup | Only with endorsement | Water backup coverage is an add-on |
| HVAC breakdown | Usually not covered | Equipment breakdown endorsement or home warranty may help |
| Electrical fire damage | Usually covered | Repairing old wiring itself usually is not |
| Foundation settling | Usually not covered | Considered wear or earth movement |
General guidance for standard US policies. Always check your own policy.
Cite this data
FixHomeCost. "Home Repair Cost Statistics 2026." fixhomecost.com/home-repair-cost-statistics/. Updated October 2026.
Frequently asked questions
Where does this data come from?
From the typical US price ranges in the FixHomeCost repair guides, which are compiled from published cost guides and professional price lists and reviewed in September and October 2026.
Can I cite these statistics?
Yes. Please link to this page as the source, for example: FixHomeCost, Home Repair Cost Statistics 2026, fixhomecost.com/home-repair-cost-statistics/.
What is the most expensive common home repair?
Among the repairs we cover, foundation work, rewiring, sewer line replacement and repiping are the most expensive, often reaching five figures.
How much should I budget for home repairs each year?
A common rule of thumb is 1% to 4% of the home's value per year, toward the higher end for older homes.